The stage is state. On January 2nd, the Louisiana Superdome in New Orleans will be the host of the Allstate Sugar Bowl between the Alabama Crimson Tide and the Utah Utes. This year’s Sugar Bowl provides one of the most gripping match-ups on college football’s bowl schedule. Alabama, with all of its history, plays Goliath against the latest version of David, the Utes from the Mountain West.
Alabama head coach, Nick Saban, led the Crimson Tide to a 12-1 record in just his second year at the helm. Alabama began their season with a statement win over then-#9 Clemson, 34-10. Four weeks later, they faced then-#3 Georgia and rolled to a 41-30 catch. At that point, hopes were high in Alabama. Many knew after the Georgia win that the Crimson Tide were back on the national scene.
On November 2nd, Alabama was given the #1 ranking in the country. With that ranking and a 9-0 record, they went to Baton Rouge and beat nationally ranked LSU, 27-21, in overtime. Three weeks later, they beat Auburn to finish the regular season with a perfect 12-0 record. All that remained between them a shot at the national title was the SEC championship game against Florida.
Alabama lost to Florida, 31-20. With that loss, their national title hopes faded away. As a consolation prize, they are playing in the Sugar Bowl. Will they be ready for this game, or will they be unnerved by what might have been?
Utah does not have to worry about what might have been. They have done everything right this season. Head coach Kyle Whittingham is in his fourth season at Utah, and has them support on top of the Mountain West Conference. Utah earned some recognition by defeating Michigan in their first game. They earned some more on October 2nd when they defeated Oregon State. After those two impressive non-conference wins, Utah had to manage their tough Mountain West opponents. Finish wins over TCU and BYU highlighted their November, and gave Utah a perfect 12-0 regular season.
Both teams feature senior quarterbacks. John Parker Wilson (2096 yards, 9 TDs, 6 INTs) leads Alabama’s offense. His statistics are unimpressive, but it is his intangibles that are significant. He has two outstanding running backs to hand the ball to, junior Glen Coffee – who rushed for more than 1300 yards – and freshman Mark Ingram. They will be running behind junior left tackle Andre Smith, the best offensive lineman in the country. Wilson’s favorite wide receiver target is freshman Julio Jones, who is 153 yards away from 1000 on the season. These elite athletes will test a Utah defense that has given up only 17.3 points per game, but has yet to face an offense like Alabama’s.
Utah counters with senior quarterback Brian Johnson, who threw for 2636 yards, 24 TDs and 9 INTs. He has a two-running support attack behind him. Darrell Mack and Matt Asiata split carries all season long. They will be running into a tough Alabama front seven that includes defensive lineman Terrence Cody and linebacker Rolando McClain, who racked up 91 tackles on the year.
If the game stays close, it may come down to kicking. Both teams feature excellent kickers. For Alabama, Leigh Tiffin fulfills those duties. He was only 19-for-26 on the season, but has a long field goal of 54 yards. Utah’s Louie Sakoda was outstanding this season, making 21-of-23 field goals. His long is 53 yards. Remember, this match-up is being played indoors so weather will not be a factor on kicks.
Alabama is, without question, the odds-on favorite to rep the Sugar Bowl. The only question is this: Will they be motivated? They were hoping for a dwelling in the national championship. Instead, they rep Utah in the Sugar Bowl. For the Utes, the Sugar Bowl is their national championship. This is their one and only chance to show that they belong at the top of the college football world.
The intangibles should keep this one close. My prediction? Alabama 38, Utah 31. A Utah accumulate, however, would not be as big of a surprise as many people think.
There are several cheap car insurance companies. Listed here are a few and a review of what information is contained on their websites.
Progressive has claimed to be a cheap car insurance company. They offer services such as 24/7 claim service, pet accident insurance, and someone to assist you with buying a car if yours gets totaled, and discounts for a safe driving picture and having more than one car insured with them. In completing a quote, individuals are asked to provide the car that they drive, personal identifying information, and whether they have any driving violations. Individuals are then offered a choice of what kind of car insurance they would like, and the amount of money they could pay for each of those insurances, which may or may not be cheaper than what they are already paying.
Geico also has claimed itself to be a cheap car insurance company. Their claim is that 15 minutes could assign you up to 15 percent on your insurance. One bonus with Geico is that they do provide all the different coverages that are available and that you the consumer should reflect having on your policy. I started a quote from them but became frustrated at the amount of information that they required. Some personal information I was allowed to opt out of giving like my phone number and social security number, but others I was not like my occupation and how worthy I am paying for my insurance currently. Geico does not provide coverage in Massachusetts.
Allstate is going a different route in being a cheap car insurance company. Their claim is a safe driving bonus for every 6 months an individual goes without an accident they can net up to 5% of their premium. They can also earn money off of their deductible. Individuals can also receive a quote online.
State Farm can also be considered a cheap car insurance company. They offer to their individuals information such as how much insurance do they need, what affects the price of their insurance, what are coverage and deductible options, and auto insurance discounts. They offer discounts for Multiple Vehicle, Multiple Line, New Vehicle Safety, Accident Free, Anti-Theft Device, Defensive Driving, Good Driving, Good Student and, Driver Training. Individuals can get a quote online in about 15 minutes.
Nationwide is also a cheap car insurance company, because they claim that you can save up to $500. They offer 100% guarantee on repairs for as long as you absorb the vehicle. They offer 24/7 claim service. They also offer free On Your Side Reviews to assist you with choosing discounts and coverage that are right for you.
Amica also claims to be a cheap car insurance company. They do not offer much information about their auto insurance online. However, you can complete a quote online.
Esurance offers the most information about cheap car insurance companies. Esurance allows individuals to pick up a quote that compares auto insurance rates. This allows the individual to lift the best insurance information for them. Individuals can then buy the policy right online. Esurance claims that if another company offers a cheaper rate you can purchase the policy.
If you are like me, you want to acquire the cheapest auto insurance you can. The best way to find cheap auto insurance is looking on the Internet, making sure that you drive safely, and making clear to install safety features on your vehicle. After reading this article, you should know the best ways to find cheap auto insurance.
The best way to find cheap auto insurance online is the internet. It allows you to be able to get quotes for lots of different companies. Some of the biggest auto insurance companies allow you to compare rates with other companies, which give you an arrive. Many companies provide discounts online that would not be offered at there location. It is good to assume advantage of any possible discounts available. The internet makes it possible for you to get a snappily quote and check many different companies. It allowed me to find a very cheap imprint which I feel I would not have found if it was not for the internet.
When looking for cheap auto insurance you want to drive safely this is important. If you have a good driving describe, getting the best auto insurance quote is easy. Auto Insurance companies are very nervous to insure people who have a terrible driving record. Most people will notice if you have a bad driving narrate your auto insurance can nearly double or even triple. Many people who have a bad driving relate will find themselves wanting to lie about it in order to rep cheap auto insurance. It is always good to drive as safely as possible if you want to accumulate a good cheap auto insurance quote.
If you really want to get cheap auto insurance then installing safety features in your car is a smart idea. Almost every auto insurance company will agree that this will cause less accidents and will stop more claims in the future. The anti theft feature is a good thing to install on your vehicle. It prevents theft and keeps your car from someone stealing it and that way you do not need to file an insurance claim. If you shop around you can find many ways to keep your vehicle safe and you will find that this will also lower your auto insurance payments and help you save money. A lot of people don’t realize that this is a tremendous savings and can easy save them a lot of money each year by just adding safety features to there car.
Finding cheap auto insurance can be a tough challenge but by following these simple steps, you can easily save hundreds every year on your auto insurance. The next time you feel that you are spending a lot of money on auto insurance go online and shop around, drive safely and add a safety system to your vehicle.
Are you looking for affordable car insurance rates? This task can be made easy by comparing different car insurance quotes and getting the policy that’s best for you. Here are some tips for finding the best insurance rates.
Documents to have Available
1. Vin# (Vehicle Identification Number)
2. Driver’s License
3. Model and year of car
Decide What Type of Coverage
It’s advisable to take the time and decide what type of auto insurance coverage you need. All consumers must have liability coverage. This type of coverage must be fulfilled in every state. However, you can decide on getting comprehensive and collision coverage.
Car Insurance Discounts
If your car has additional safety features you may be eligible for discounts on your insurance policy. Design sure to ask the agent what type of discount you can receive if you have the following devices on your vehicle:
Automatic Seat Belts
You may also be eligible for multiple car discounts and a multiple policy discount.
Here is a recommended listing of coverage to compare when you get a car insurance quote:
Body Injury Liability
Uninsured Motorist Bodily Injury Liability (each accident averages $300,000)
Uninsured Driver Property Damage
Some insurance companies offer customers an option of increasing their comprehensive and collision coverage deductibles. This lowers auto premiums and saves you money.
While searching for the best car insurance rates there are some coverages you can avoid. These types of coverages are unnecessary and will cause a price increase in your policy.
Roadside help: Many consumers belong to AAA. You will not need this type of insurance.
Mechanical Breakdown: Individuals that have a new car that’s under warranty will not benefit from this insurance.
Reasonable priced insurance is an obtainable goal for everyone. Consumers will receive a lower priced premium and favorable coverage on their auto insurance.
There's no simple answer to the question of what the average impress of auto insurance is. Auto insurance rates are determined by many factors and conditions. Is the driver male or female, old or young, experienced or newly licensed? Do they drive an older vehicle or a newer model with all the latest safety features? Are they getting liability only or a comprehensive coverage plan?
To give some examples of average insurance costs across the United States, let's consult a sight done by the National Association of Insurance Commissioners (NAIC). While the study only shows data through 2008, statistically the percentages of increase and decrease in costs fluctuates at less than 3%. This means the data and figures won't be very far off from new pricing and statistics.
The average price of auto insurance nationwide is shown as being $789 per year. While $800 a year for insurance is an average nationwide, if we look closer at certain states and localities, we inspect that this can be very far away from the average of certain places. For example, Washington DC has an average insurance cost of $1,126 as it is listed as the most expensive state for auto insurance. The least expensive state listed is North Dakota, with an average yearly insurance cost of $503.
The 10 most expensive states to carry auto insurance in on average are DC, Louisiana, New Jersey, Florida, New York, Delaware, Rhode Island, Nevada, Connecticut and Maryland. The 10 least expensive states to have auto insurance in are North Dakota, Iowa, South Dakota, Nebraska, Idaho, Kansas, Wisconsin, North Carolina, Maine and Indiana.
Insurance costs in some states are higher, not just because of the area in which you are living, but also because people in that area may be better able to afford more expensive newer vehicles, which they are insuring with comprehensive coverage for greater amounts. The opposite is true for areas with poorer economies; consumers are driving older model vehicles and insuring for less. They are probably getting by with liability only. These are generalities that mumble only to the circumstances in general of determined locales.
Auto insurance will also be more expensive in urban areas that have more traffic and more vandalism. This is why certain cities are much more expensive than the states average that they are located in. Detroit, Michigan is one such city. The state average is $907 and the average annual auto premium for Detroit is $5,948. While the Louisiana average is $1,105; the average for New Orleans is $3,802.
So, we can give an average overall for insurance policy costs across the country; but it is far from an average for any state, person or type of vehicle.